Terms of use
Use this site as an educational planning tool.
By using WhenCanIRetire.net, you agree to use the calculator and guides for educational and informational purposes only.
Calculator assumptions
Calculator results depend on the inputs you provide and simplified assumptions about returns, inflation, volatility, retirement spending, and Social Security. Results are estimates, not guarantees.
No professional advice
The site does not provide financial, investment, tax, or legal advice. Speak with a qualified professional before making retirement, investment, tax, or estate decisions.
Acceptable use
- Do not misuse, disrupt, scrape aggressively, or attempt to compromise the site.
- Do not use the site to publish misleading claims about retirement outcomes.
- Do not interfere with advertising, analytics, or security-related services.
Advertising and third-party services
The site may use Google AdSense and other third-party resources to serve ads, load fonts, or render charts. Your use of those services may also be governed by their own policies.